Tuesday, December 21, 2010

What is Whole Life Plus Non Par (WLNP) about?

Your family means everything to you and you mean the world to them. Their happiness and well-being hinges on you, the breadwinner of the family. You provide them with all that they need
– quality education, reliable healthcare and a comfortable home. In short, you raised them up in a wholesome environment to pave the way for a bright future. Don’t you want this stability to continue for your family should something unfortunate happen to you?

Whole Life Plus Non Par is a whole life non participating insurance protection plan which offers death protection up to age 100 with guaranteed cash surrender value.

BENEFITS

What are the coverage / benefits provided?

This plan provides:
• Death protection up to age 100
• Total permanent disability up to age 601
• Guaranteed cash surrender value

Am I allowed to attach any additional riders in this plan?

You have an option to further enhance your insurance protection by adding in extra coverage from our range of optional benefits including;
• Critical Illness – Payable in one lump sum upon diagnosis of specific illnesses to help you cope with the extra medical cost.
• Hospitalization & Surgical Benefit – Provides coverage that can help with medical expenses in times of hospitalization.
• Accident Benefit – Provides extra coverage for injury or death due to accidents.
• Disability Income – Provides yearly income to see you through your disability.
• Comprehensive Female Coverage – Payable in one lump sum upon diagnosis of female related illnesses.

Note: Please refer to the policy contract for full details of the benefit coverage.


ELIGIBILITY

Am I eligible to apply for WLNP?

This plan is available to individuals of 4 weeks old to 65 years old; subject to the approval of our underwriters.

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